Analysis of Bank Loan Default Based on Logistic Regression

Journal of Chuxiong Normal University ›› 2020, Vol. 35 ›› Issue (3): 8-13.

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Analysis of Bank Loan Default Based on Logistic Regression

LIU Peng, ZHANG Xiaole

School of Mathematics and Statistics,Chuxiong Normal University,Chuxiong,Yunnan Province 675000

Received:2019-10-28 Online:2020-05-20 Published:2020-12-28

Abstract

Abstract: By deducing the process of establishing logistic regression model,understanding the thought principle of logistic regression deeply,and using MATLAB's own function to write the application,this paper applies logistic regression model to studying and analyzing the default data of bank loans,whose accuracy rate of type identification is up to 81.4%,better than the result of LM neural network.By using program to solve practical problems,it is helpful to understand the method of applying logistic regression to analyzing data.

Key words: logistic regression, bank loan default, MATLAB

CLC Number:

F830.5

LIU Peng, ZHANG Xiaole. Analysis of Bank Loan Default Based on Logistic Regression[J]. Journal of Chuxiong Normal University, 2020, 35(3): 8-13.

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Analysis of Bank Loan Default Based on Logistic Regression

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